Terms of Service

Welcome to atlantaforeclosurestop.com (the "Site"), operated by The Atlanta Realty Collective ("we," "us," or "our"), a licensed real estate team under Real Broker LLC. By accessing or using our Site and services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Site.

1. Description of Services

The Atlanta Realty Collective provides the following services through this Site:

• Free foreclosure assessment tool that generates personalized foreclosure options reports
• Educational information about foreclosure prevention, short sales, loan modifications, and other alternatives
• Free consultation scheduling with licensed real estate professionals
• Blog content with educational articles about Georgia foreclosure laws and processes

Important: Our services provide educational information and real estate guidance only. We are licensed real estate professionals, not attorneys, financial advisors, tax professionals, or HUD-approved housing counselors. Nothing on this Site constitutes legal advice, financial advice, tax advice, or a guarantee of any particular outcome.

2. No Guarantees Disclaimer

While we strive to provide accurate and helpful information, we make no guarantees or warranties regarding:

• The ability to stop or delay any foreclosure proceeding
• Approval or success of any loan modification application
• The sale price or timeline for any short sale or pre-foreclosure sale
• Any specific financial outcome or savings
• The accuracy of estimates, timelines, or projections provided through our assessment tool

Every homeowner's situation is unique. Results depend on many factors including but not limited to lender policies, market conditions, property values, and individual financial circumstances. Past results do not guarantee future outcomes.

The foreclosure options reports generated by our assessment tool are based solely on the information you provide and are intended as a starting point for discussion, not as definitive guidance.

3. Commission Disclosure

The Atlanta Realty Collective operates as a licensed real estate team under Real Broker LLC. As real estate professionals, we may earn commission on property sales:

• Pre-Foreclosure / Short Sale Transactions: Commission of approximately 3% of the sale price, subject to lender approval
• Traditional Real Estate Transactions: Commission of approximately 5% of the sale price

Commission rates may vary based on the specifics of each transaction and are subject to negotiation. All commission arrangements will be disclosed in writing before any listing agreement is signed. Our free assessment and consultation services are provided at no cost to you regardless of whether you choose to work with us on a transaction.

4. User Responsibilities

By using our Site and services, you agree to:

• Provide Accurate Information: All information you submit through our assessment tool, contact forms, or during consultations must be truthful and accurate to the best of your knowledge. Inaccurate information may result in incorrect recommendations.
• Act in Good Faith: You will use our services for legitimate foreclosure prevention purposes only
• Comply with Laws: You will comply with all applicable federal, state, and local laws and regulations
• Authorized Use: You are the homeowner or an authorized representative of the homeowner for the property in question
• No Misuse: You will not use our Site to transmit harmful code, interfere with Site operations, or engage in any unlawful activity

5. Intellectual Property

All content on this Site, including but not limited to text, graphics, logos, images, software, assessment tools, report formats, and blog articles, is the property of The Atlanta Realty Collective or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise use any content from this Site without our prior written consent, except for personal, non-commercial use related to your own foreclosure situation.

6. Privacy

Your use of our Site is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information. By using our Site, you consent to the practices described in our Privacy Policy.

7. SMS Messaging Terms

Program Name & Description

Atlanta Foreclosure Help Alerts — The Atlanta Realty Collective provides SMS messaging services to communicate with you about your foreclosure situation, assessment results, appointment reminders, and educational resources related to foreclosure prevention in Georgia.

Consent

By providing your phone number and checking the SMS consent box on our assessment form, you expressly consent to receive recurring automated text messages from The Atlanta Realty Collective at the number you provide. This consent is not required to use our services or as a condition of any purchase.

Message Frequency & Rates

Message frequency varies. You may receive approximately 1-5 messages per month depending on your engagement and situation. Message and data rates may apply. Contact your mobile carrier for details about your messaging plan.

Opt-Out Instructions

To stop receiving text messages, text STOP to (470) 801-4510 at any time. You will receive a one-time confirmation that you have been unsubscribed. No further messages will be sent unless you re-subscribe.

Help

For help, text HELP to (470) 801-4510 or email info@realtyofatlanta.com or call (470) 801-4510.

Supported Carriers

Our messaging program is supported by all major U.S. wireless carriers. Carriers are not liable for delayed or undelivered messages.

Privacy

Your phone number and opt-in data will not be shared with or sold to third parties for marketing purposes. For full details on how we handle your data, see our Privacy Policy.

8. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY GEORGIA LAW:

• The Atlanta Realty Collective, Real Broker LLC, and their respective officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use our Site or services
• Our total liability for any claim arising from these Terms or your use of our Site shall not exceed the total fees paid by you to us in the twelve (12) months preceding the claim, or one hundred dollars ($100), whichever is greater
• We are not responsible for any decisions you make based on information provided through our Site, assessment tools, or consultations
• We are not liable for any delays, failures, or errors in foreclosure prevention efforts, loan modification applications, or property sales

9. Indemnification

You agree to indemnify, defend, and hold harmless The Atlanta Realty Collective, Real Broker LLC, and their respective officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from:

• Your use of or access to our Site
• Your violation of these Terms
• Your provision of inaccurate or misleading information
• Your violation of any applicable law or regulation
• Any claim by a third party arising from your use of our services

10. Third-Party Links

Our Site may contain links to third-party websites or resources. These links are provided for your convenience only. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party websites. Your use of third-party websites is at your own risk.

11. Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Georgia, without regard to its conflict of laws provisions. Any dispute arising from or relating to these Terms or your use of our Site shall be resolved in the state or federal courts located in Fulton County, Georgia, and you consent to the personal jurisdiction of such courts.

12. Modifications to Terms

We reserve the right to modify these Terms at any time. When we make changes, we will update the "Effective Date" at the top of this page. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

13. Severability

If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.

14. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and The Atlanta Realty Collective regarding your use of our Site and supersede all prior agreements and understandings.

15. Contact Information

If you have questions about these Terms of Service, please contact us: